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Here at Community State Bank, we take the time to hear your story to make all your dreams come true. Visit your local branch for all of your lending needs. We offer competitive rates and loan options from experienced lenders. *Loans are subject to credit & property approval. 

Home Equity Lines of Credit

If you are looking for a way to use the equity in your home, this adjustable line of credit is right for you. Our Home Equity Lines of Credit are perfect for educational purposes or home repairs, and so much more. 

Home Equity Loans

A great option to help you update your home or finally add on that two car garage. We offer a varitey of different terms with a fixed interest rate.

Mortgage Loans

Whether you are a first-time homebuyer or need more room for a growing family, we have a mortgage option to fit your needs. We offer both adjustable and fixed-rate mortgages in a variety of terms.

Choose From:

  • Fixed-Rate Term
  • Adjustable-Rate Term
  • Balloon Term

In addition to these options, we are able to offer Secondary Market loans:

  • FHLB Loans

Joyce Park

Location: Orbisonia

NMLS# 770955

Phone: 814-447-5026


Joyce has been with Community State Bank for 33 years. Joyce has over 20 years of lending experience and enjoys working in the same community where she lives. When she is not at work she enjoys family time at home on their farm, enjoying the animals and atmosphere.

Lynette Fleck

Location: Mount Union

NMLS# 770946

Phone: 717-325-0896


Lynette has over 34 years of banking experience, holding just about any banking role you can imagine. She truly desires to help people reach their dreams, whether that's owning a home, purchasing a car, or even planning a vacation. In her free time, she enjoys traveling.

Kelly Dixon

Location: Smithfield

NMLS# 770944

Phone 814-506-9876


Kelly has been in banking for nearly 30 years. Her favorite part of her job is helping customers get their very first home! She is an active community member in the Huntingdon Kiwanis, Salvation Army, and Huntingdon County Pride. When she is not at work, she enjoys spending time with family and cheering on Penn State Hockey and the Steelers!

Taylor Mitchell

Location: Saxton

NMLS# 2001823

Phone: 814-635-7895


Taylor started at Community State Bank in 2022 and has a wealth of banking experience. Her favorite lending experience is being there with customers through all the milestones of their lives, from buying their first car to financing their education and buying their first home. Taylor spends her time with family, traveling, and enjoying the outdoors.



Kelly Sheeder

Location: McConnellsburg & Waterfall

NMLS# 1300876

Phone: 814-447-5402


Kelly started at Community State Bank in 2020 and brought over ten years of mortgage origination experience. She enjoys working with families on their paths to home ownership. She currently serves as the President of MainStreet McConnellsburg, a Board member for the Fulton County Chamber of Commerce and Tourism, and a Business and Industry Committee member at the Fulton County Medical Center. Kelly and her husband enjoy time with their three children, attending sporting events, and going on vacations.

Sharyn Wolfe

Location: St. Thomas & Mercersburg

NMLS# 663056

Phone: 717-595-0610


Sharyn started her banking journey in 1981. She has held many positions, but her favorite part of banking is getting families into their first homes to make memories to last a lifetime. Sharyn enjoys creating relationships that last for years to come. When she isn't working, she serves as the secretary/treasurer on her church Council, spending time with family and her fur babies, doing DIY projects, and traveling out West!

Heather Tice

Location: Three Springs

NMLS# 1774556

Phone: 814-597-9603


Heather Tice started at Community State Bank in 2021, and she has brought over 20 years of banking experience, from teller to account opening and retail lending. Heather enjoys how rewarding it can be to help customers get into a new car or their dream home! Outside work, she enjoys camping, fishing, and spending time with her husband, son, and their five dogs.


Banking Tools

Check out our helpful links to Financial Calculators, Bank Owned Properties, and Instructional Videos on our products and services. 

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