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Personal Checking Accounts

Community State Bank offers an extensive selection of Personal Checking options depending on your lifestyle needs. Compare your options and select the account that fits best into your lifestyle.

Checking Accounts
Account Services & Features
Mobile App

Checking Accounts

Choose an Account That’s Right for You

Community Interest Checking

Will you have a monthly direct deposit into your account or maintain a minimum daily balance of $100?

$50 minimum to open
Monthly fee: $0 or $6
Waive the service fee by maintaining a $100 daily minimum balance or a monthly direct deposit
Unlimited access at CSB ATMs
Free checks
Interest earned on balances over $1,000

Non-Interest Checking

Enjoy easy access to your money in a low-maintenance checking account.

$50 minimum to open
Monthly fee: $0 or $5
Waive the service fee by maintaining a $100 daily minimum balance
5 free ATM uses a month

Student Checking

Are you a student looking for your first checking account?

$50 minimum to open
Monthly fee: $0
5 free ATM uses a month
The first order of checks is free
Minors under 16 need to have a parent or guardian as a co-owner on the account.

*Must be 18 to Open Online

Account Services & Features

Personal Checking Account Services & Features

Online Banking

Monitor account balances, view and print statements, transfer funds, or make CSB loan payments.

Mobile Banking

Our CSB On The Go mobile app provides fast and secure access to your account so you can bank how, when, and where you want.

Mobile Deposit

Securely deposit a check using our CSB On The Go mobile app.

Online Bill Pay

With our free online bill payment, you can pay and receive bills online.

Digital Wallet

Use Samsung Pay™, Google Pay™, or Apple Pay^® to pay with your phone the next time you’re at the store.

Debit Card

With the Community State Bank Debit Mastercard®, you can enjoy a whole new level of banking and shopping convenience.

Temporary Debit Card

Never go another day without your debit card. We offer temporary cards, whether you lose your card or open a new account.

Telephone Banking

Convenient and secure access to your account 24 hours a day, 7 days a week.

Paperless Statements

Enjoy a faster, safer and easier way to track your finances.

View All Services and Features

Community State Bank’s commitment to helping us succeed has been evident throughout our partnership. We have been with them since the start in 2016 and we look forward to continuing to work with them in the future. Thank you, Community State Bank, for your support and dedication to the success of our business.

Ryan and Torrey Hildebrand

Business Account Customer