We opened our doors on Elliot Street in Orbisonia on January 11, 1951. At the end of that first day, we had $121,537 in assets and this ledger sheet hangs in our bank today. It is a nice reminder of how far we have come, one conversation at a time. Our original bank building has been renovated and expanded several times, and now includes an Annex that houses our operations department.

In November 1986, Community State Bank opened its first branch in Waterfall, Fulton County. Shortly thereafter, we expanded the building and added an ATM to meet the needs of this busy community. This location is now a convenient Express Center for our northern Fulton County customers and those passing by on Rt.475.

Thanks to the success of our Waterfall branch, we opened a branch three years later in April 1989 in Mount Union.

Six years after opening our Mt. Union branch, we continued north toward the “big city” of Huntingdon in 1995 and found the perfect location on Pennsylvania Avenue in Smithfield.

Our Saxton branch opened in 2001; this branch was built to look like a roundhouse, in honor of the strong history this area had with the train system in Bedford County.

With customer traffic increasing, we opened a small branch in 2005 in Three Springs, which is a small town nestled between Orbisonia, Mount Union, and Saxton.

Our branch in McConnellsburg, Fulton County was next opening in August 2009 and grew rapidly.

In June 2020, in the midst of the Coronavirus Pandemic, with our masks on, we opened the doors at St. Thomas, Franklin County.

Most recently, we expanded our Franklin County footprint by opening our Mercersburg Location in September of 2022.