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Community State Bank is dedicated to offering competitive rates and excellent service for the ultimate customer experience.

Certificate of Deposit 

Our certificates of deposit eliminate the uncertainty of investing with competitive rates and flexible terms to help you meet your savings goals.

Effective as of August 18, 2020.
All rates are subject to change without notice. A penalty may be imposed for early withdrawal.

Certificate of Deposit 

Our certificates of deposit eliminate the uncertainty of investing with competitive rates and flexible terms to help you meet your savings goals.

Effective as of August 18, 2020.
All rates are subject to change without notice. A penalty may be imposed for early withdrawal.


Term Interest Rate Annual Percentage Yield (APY) Minimum Deposit
7-90 Days 0.10% 0.10% $5,000.00
91 Days 0.10% 0.10% $2,500.00
182 Days 0.15% 0.15% $500.00
9 Months 0.15% 0.15% $500.00
365 Days 0.20% 0.20% $500.00
15 Months 0.25% 0.25% $500.00
18 Months 0.25% 0.25% $500.00
24 Months 0.30% 0.30% $500.00
30 Months 0.35% 0.35% $500.00
35 Months 0.35% 0.35% $500.00
36 Months 0.35% 0.35% $500.00
48 Months 0.45% 0.45% $500.00
60 Months 0.60% 0.60% $500.00
72 Months 0.75% 0.75% $500.00

Lending 

The interest rates listed below are effective as of November 11, 2020.
All rates are subject to change without notice. Other rates and terms are available.
Not a commitment to lend. All loans are subject to credit approval.
For additional product or most current rate information, please stop by the nearest branch or call 814-447-5552 or toll-free at 866-874-5552.

 

New Auto Rates
Term Interest Rate Annual Percentage Rate (APR)* Payment Amount
48 Months 3.99% 3.997% $564.44
60 Months 4.25% 4.256% $463.31

Monthly payment amounts and APR are based on a loan amount of $25,000.00.

Used auto rates available.  Call or stop by your local branch.

Home Equity Loans
Term Interest Rate Annual Percentage Rate (APR)* Payment Amount
60 Months 3.54% 3.765% $455.30
120 Months 3.84% 3.959% $251.26
180 Months 4.39% 4.475% $189.90

All estimated monthly payment amounts and APR are based on a loan amount of $25,000.00.

Maximum loan to value is 80%. Payments must be drafted from a Community State Bank account to receive the stated APR.

Mortgage Loans
Term Interest Rate Annual Percentage Rate (APR)* Payment Amount
10 Year Fixed 3.49% 3.610% $988.46
15 Year Fixed 3.49% 3.574% $714.48
20 Year Fixed 3.69% 3.744% $589.87

For first-lien mortgage loans, the payment does not include amounts for taxes and insurance and the total payment amount may be greater.

All estimated monthly payment amounts and APR are based on a loan amount of $100,000.00 and does not include taxes and insurance.
Maximum loan to value is 80%

Balloon Mortgage
Term Interest Rate Annual Percentage Rate (APR)* Payment Amount
20 Year Balloon 3.69% 3.733%

239 at $459.84,

$46,541.36 due at maturity

This balloon mortgage has a 360 month amortization, but matures in 240 months.
Stop by or contact your local branch for more detail on this mortgage loan.

All APR and estimated monthly payments are based on a loan amount of $100,000.00 and does not include taxes and insurance.
Maximum loan to value is 80%.

More loan products, rates and terms are available. Please stop by or call your local branch for more information.
NMLS number 655264

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