Here at Community State Bank we know life is full of unexpected or even expected expenses. Visit your local branch for all of your lending needs. We offer competitive rates and loan options from experienced lenders. *Loans are subject to credit approval.
A personal loan for your everyday needs. Whether you have an unexpected medical bill or just want to get your monthly bills in order we have a loan term and rate to fit your needs. We offer both unsecured and secured loans, with the options of a vehicle title or CSB deposit account to lock in a better low rate presently available.
If you are looking to have financing available for unexpected purchases a personal line of credit is a great option. Attached to your CSB checking account, it provides peace of mind with overdraft protection. Payments are drafted monthly with adjustable rate options.
Whether you need an upgrade or just want a new set of wheels, we finance both new and used cars. Rates vary based on the year of vehicle, please stop in to see one of our loan officers at your local branch.
Loan with Pennsylvania Students in Mind
Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.
The PA Forward Student Loan Program has the following benefits:
For undergrad, grad, and parent loans, you can even borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).
Eligibility for Undergrad, Grad, or Parent Loans
Eligibility for Refinance Loans
The PA Forward Refinance Loan is a loan designed specifically for those who are in repayment and want assistance with managing their student debt. This loan is meant for:
The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on your law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and, perhaps, may get you a better interest rate.
Currently, there are four loan types in the PA Forward Student Loan Program.
A loan designed specifically for students seeking an advanced degree such as master's, doctoral, law, health profession, or others.
A loan designed specifically for parents or guardians of dependent undergraduate students.
A loan designed specifically for borrowers in repayment to manage their student debt. Get payment estimates too!
Plan Ahead & Be a Smart Borrower
The world of student aid can sometimes be difficult to navigate. However, it doesn't have to be. We have gathered information that will make it easier for you to understand.
This career and college planning website provides practical and easy-to-understand advice to help prepare students for the important decisions they will face in the future.
Using this interactive tool you can create up to 4 different scenarios to see how your career and college choices may affect how much you pay for college and if you are at risk for overborrowing.
Note: If you visit one of the above sites, please remember to come back to this site if you decide to apply for a PA Forward Student Loan.
Registered Mortgage Loan Originators (NMLS #'s)
|#939826||Retail Lender||Couch, Janet||Janet.Couch@communitystate.bank||Saxton|
|#770944||Retail Lender||Dixon, Kelly||Kelly.Dixon@communitystate.bank||Smithfield|
|#409236||Mortgage Processing Supervisor||Doyle, Denise||Denise.Doyle@communitystate.bank||Orbisonia|
|#1139494||Business Services Specialist||Dunbar, Christine||Chris.Dunbar@communitystate.bank||Services All Locations|
|#770946||Retail Lender||Fleck, Lynette||Lynette.Fleck@communitystate.bank||Mount Union|
|#1400650||Loan Operations Manager||Hinish, Krista||Krista.Hinish@communitystate.bank||Orbisonia|
|#2126111||Business Lender||Hurrell, Jordan||Jordan.Hurrell@communitystate.bank||Services All Locations|
|#2217071||Asst. Branch Supervisor||Keith, Katie||Katie.Keith@communitystate.bank||Mercersburg|
|#617419||Retail Lender||Kitchen, Leslie||Leslie.Kitchen@communitystate.bank||Smithfield|
|#2001823||Retail Lender||Mitchell, Taylor||Taylor.Mitchell@communitystate.bank||Saxton|
|#2127785||Chief Lending Officer||Nead, Daniel||Dan.Nead@communitystate.bank||Services All Locations|
|#770955||Retail Lender||Park, Joyce||Joyce.Park@communitystate.bank||Orbisonia|
|#897779||Business Lender/ Service Specialist||Rosman, Jessica||Jessica.Rosman@communitystate.bank||Services All Locations|
Retail Lending Supervisor
|#1300876||Retail Lender||Sheeder, Kelly||Kelly.Sheeder@communitystate.bank||McConnellsburg|
|#770951||Business Lending Supervisor||Snyder, Dawn||Dawn.Snyder@communitystate.bank||Services All Locations|
|#649863||Business Lender||Strait, Richard||Rick.Strait@communitystate.bank||Services All Locations|
|#1774556||Retail Lender||Tice, Heather||Heather.Tice@communitystate.bank||McConnellsburg|
|#1611626||Branch Supervisor||Wagner, Samantha||Samantha.Wagner@communitystate.bank||Mercersburg|
|#663056||Retail Lender||Wolfe, Sharyn||Sharyn.Wolfe@communitystate.bank||St. Thomas / Mercersburg|
Check out our helpful links to Financial Calculators, Bank Owned Properties, and Instructional Videos on our products and services.
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